Cigna Rehab For Substance Use Disorders
Yes, Cigna insurance covers rehab.
Find Cigna addiction treatment at Prosperity Haven.
Cigna Rehab Coverage
Cigna insurance provides health coverage to approximately 20 million people across the United States. Headquartered in Bloomfield, Connecticut, Cigna insurance is accepted in all 50 states, including Ohio. If you’re looking for a Cigna rehab that provides drug or alcohol addiction treatment, you probably have a lot of questions about what your plan will or won’t cover. Fortunately, Cigna partners with various private rehab clinics throughout the state of Ohio, including Prosperity Haven, to ensure that you can access the recovery care you need.
In the sections below, we will examine the kind of drug and alcohol rehab available to Ohio residents with a Cigna insurance plan.
Does Cigna Cover Rehab?
Yes, Cigna insurance provides coverage for rehab. Many insurance carriers make it difficult to know whether you can receive rehab coverage through your plan. Thankfully, Cigna health insurance is very straightforward about what it covers and what you need to provide to secure the maximum possible coverage. More specifically, Cigna lays out the process for getting an assessment for rehab.
Before you apply to a Cigna drug rehab, you need to visit your doctor or a licensed specialist to assess your current use of addictive substances. A medical professional will evaluate:
Your history of substance abuse
Your medical history as it pertains to your addiction
Your home and social environment
Your ultimate recovery goals
Once this process is completed, your doctor will likely recommend Cigna substance abuse treatment.
Does Cigna Cover Inpatient Rehab?
Cigna provides coverage, at least partially, for multiple types of addiction treatment, including inpatient rehab and outpatient care. If you’re unsure of your insurance coverage specifics, you can contact your insurance carrier directly to find out your exact coverage. Prosperity Haven is also happy to help you verify your Cigna drug rehab coverage so you can start addiction treatment as soon as possible. We understand how overwhelming insurance details can be and our admissions team is here to help you navigate the process.
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Types of Cigna Addiction Treatment
Under the Affordable Care Act (ACA), insurance providers must consider substance abuse treatment like any other medical service. Rehabs that accept Cigna usually provide the following phases of addiction treatment:
The first step in your road to recovery is to cleanse your body of all harmful substances in a medically managed detox facility.
Address the root causes of your addiction and start healing through individual counseling, group therapy, and life skills workshops.
Maintain your Cigna rehab support system as you transition to a more independent lifestyle with continued counseling and workshops.
Stay closely connected with your peers, counselor, and case manager as you adjust to work and home-life responsibilities.
While most rehab programs follow this step-down approach, Prosperity Haven works with each client to create an individualized addiction treatment plan.
Does Cigna Insurance Cover Co-Occurring Disorders?
Yes, Cigna drug rehab usually includes dual diagnosis treatment. There is a strong connection between substance abuse and mental health. Treating one side of the dual diagnosis without the other makes recovery all the more difficult. Fortunately, rehabs that accept Cigna typically offer mental health care in tandem with addiction treatment.
The following mental health disorders often accompany drug or alcohol addiction:
Common Mental Health Disorders that Accompany Addiction:
- Depression
- Anxiety; Generalized Anxiety Disorder (GAD)
- Trauma; Post-Traumatic Stress Disorder (PTSD)
- Obsessive Compulsive Disorder (OCD)
- Attention-Deficit Hyperactive Disorder (ADHD)
- Borderline Personality Disorder (BPD)
- Bipolar Disorder
- Schizophrenia
Prosperity Haven is committed to providing each client with the highest level of treatment and care. For clients suffering from a co-occurring disorder, we will create an individual treatment plan that addresses both the addiction and mental health issues. We offer a safe place to focus on recovery through a variety of evidence-based and holistic therapies.
Common Therapies Covered by Cigna Rehab
Cigna alcohol rehab centers and drug rehabs are committed to providing a dynamic level of treatment to individuals struggling with substance abuse. At Prosperity Haven, we offer a large variety of both evidence-based therapies and holistic treatments.
The following is a partial list of popular addiction therapies offered at Prosperity Haven men’s rehab center:
Medication-assisted treatment (MAT)
Dialectical behavior therapy (DBT)
Trauma therapy
Cognitive Behavioral therapy (CBT)
Internal family systems (IFS)
Biodynamic craniosacral therapy
Mindfulness
Chiropractic therapy
Sampoorna yoga
By utilizing a variety of leading therapy modalities, Prosperity Haven brings out the true quality and positivity of our clients. You are guaranteed to receive the most advanced treatment available throughout your healing and rehabilitation journey.
Which Addictions Are Included in Cigna Drug Rehab Coverage?
Cigna health insurance strongly supports individuals seeking addiction treatment through seminars and providing coverage for drug rehab. While every plan is different, Cigna rehab typically assists clients struggling with the following addictions:
Cigna drug treatment varies from person to person based on their specific health insurance policy and the extent of addiction treatment they require.
Prosperity Haven believes that nothing should stand in the way of receiving treatment. We guide our clients in verifying their insurance coverage and calculating any expected out-of-pocket costs. We are happy to work closely with your Cigna insurance provider to ensure that they receive maximum coverage.
Does Cigna Health Insurance in Ohio Cover Rehab?
Yes, Cigna will often cover rehab in the state of Ohio. However, as previously mentioned, there is no guarantee that you will get the maximum coverage available for your rehab treatment. It depends on your location, the type of plan you have, the recommendation of your doctor, and the drug rehab facility you wish to attend. Fortunately, Prosperity Haven, located in Chardon, Ohio, accepts eligible Cigna insurance plans.
Remember that you need an assessment by a medical professional before Cigna will even consider covering your stay in rehab. Essentially, your insurance carrier wants to verify that drug rehab is medically necessary for you. If it is, there’s a very good chance that your plan will cover a portion of the cost.
You need to keep your plan current and pay all applicable costs before your Cigna insurance kicks in for rehab. To receive coverage, ensure that your payment is up-to-date for any:
- Monthly premiums
- Annual deductibles
- Copays
Even if you do receive maximum Cigna rehab coverage for treatment in Ohio, you’ll likely need to pay for part of the treatment out-of-pocket.
Does Cigna Health Insurance Only Cover Certain Rehab Facilities?
Like many other carriers, Cigna insurance offers a variety of plans that use networks to determine where you can receive health coverage. Attending one of the Cigna in-network rehab facilities included in your plan is your best bet for maximum coverage.
Before you decide on a specific rehab facility, make sure that it’s covered under your plan and that you won’t have to pay any hefty out-of-network costs.
The following are the most common types of Cigna health insurance plans:
HMO
A Health Maintenance Organization insurance plan offers you a local, but limited network of doctors and health care facilities. HMO plans have a lower monthly premium than other plans.
PPO
A Preferred Provider Organization insurance plan offers a large network of doctors and health care facilities. PPO plans have a higher monthly premium than other plans, plus an option to seek care out-of-network at a higher cost.
EPO
An Exclusive Provider Organization insurance plan offers a large network of doctors and health care facilities. EPO plans typically have a higher monthly premium than an HMO plan, but lower than a PPO plan. Besides for emergencies, out-of-network health care is not usually covered.
Find Cigna Rehab Coverage at Prosperity Haven
Are you covered by a Cigna health plan in Ohio? Do you want to access Cigna addiction treatment? Finally, do you want to be treated at a high-quality rehab facility? If so, Prosperity Haven is the answer.
At Prosperity Haven, we put your needs and requirements first. We work with you from the start to evaluate your addiction and work toward the goals that you want to meet. You can count on superior privacy and discretion, while also enjoying a comfortable, peaceful environment on our retreat-style premises.
Don’t let addiction run your life any longer. Reach out to Prosperity Haven today to learn more.
FAQs About Cigna Drug Rehab Coverage
What is the difference between in-network and out-of-network providers?
In-network refers to a group of medical providers and facilities that agree to a discounted rate in order to be a part of a specific plan’s network. Out-of-network doctors or facilities don’t have a contract with your health plan and can charge you full price.
Does Cigna cover alcohol rehab?
Yes, Cigna doesn’t differentiate between alcohol or drug rehab coverage.
What length of addiction treatment does Cigna cover?
There isn’t one answer to this question. Cigna insurance will evaluate each client and their addiction treatment needs on an individual basis.
Will my Cigna insurance monthly premium increase post-treatment?
It is illegal for health insurance providers to increase your monthly premium post-treatment.
How do I verify my coverage?
Complete our insurance verification form to start the confidential insurance verification process. Once we receive your information, one of our admissions specialists will reach out to your insurance provider and follow up with a detailed and straightforward summary of your coverage.
Other Common Insurances Prosperity Haven Works With:
