If you’re a federal employee, you’re probably already aware of GEHA. GEHA is a non-profit health and dental plan provider for U.S. federal employees and their family members, as well as retired federal employees. It primarily operates under the Federal Employees Health Benefits program and provides coverage to more than 2 million people nationwide. GEHA even partners with various private rehab clinics throughout the state of Ohio — including Prosperity Haven — to ensure that you can access the recovery care you need.
In the sections below, we will examine the kind of drug and alcohol rehab available to Ohio residents with a GEHA insurance plan.
How GEHA Treats Addiction
Like any insurance carrier that provides coverage to federal employees, GEHA is subject to the rules and regulations set out by the Federal Employees Health Benefits program. As such, federal employees using GEHA can often access addiction treatment through an Employee Assistance Program (EAP). However, EAPs are often focused on preventative measures and education, particularly where illicit drug use is involved.
Unfortunately, this could make it difficult to navigate the consequences of drug or alcohol abuse in relation to your job. If you’re retired, you won’t have to worry about this aspect. However, if you’re currently employed by a state or federal agency, you may face negative consequences if and when you attempt to overcome addiction, particularly drug addiction, through an Employee Assistance Program. In any case, you can still access addiction treatment and use your GEHA insurance plan without an official EAP, as long as you find a rehab clinic that accepts it (like Prosperity Haven).
While GEHA is generally considered very good insurance that will help you save on the cost of medical care, there are still out-of-pocket costs to consider. Like most insurance plans, you will need to pay any applicable premiums, deductibles, and copays before your insurance will cover your treatment.
Does GEHA Cover Rehab in Ohio?
Yes, GEHA can and does cover rehab for eligible members in Ohio. But again, this does not mean that GEHA will pay for 100% of the cost. Instead, you’ll need to pay various out-of-pocket costs, while GEHA covers the rest. However, you still need to ensure that rehab is the best option before GEHA will provide coverage. To do this, your doctor or specialist must confirm that rehab is medically necessary for you.
Does My Health Insurance Only Cover Certain Rehab Facilities?
Yes, GEHA only covers certain rehab facilities. This is because, like most insurance policies, GEHA makes use of a network of healthcare providers. Fortunately, GEHA has one of the largest networks in the nation. This network includes more than 2.7 million locations and nearly 10,000 hospitals across the country. However, this is still no guarantee that the rehab of your choice will be within GEHA’s network of approved providers.
That said, GEHA insurance will generally provide some coverage for out-of-network care, including drug or alcohol rehabilitation. GEHA also partners with many large health insurance carriers, like UnitedHealthcare and Aetna, so its coverage area often overlaps with these carriers. However, if you’re unsure about which facilities are covered (fully or partially) by your plan, be sure to reach out to the clinic of your choice and GEHA for more information.
In short, your GEHA health insurance will likely only cover rehab at certain facilities in Ohio, but the amount of coverage you can get and the number of facilities you can choose from may vary.
Prosperity Haven – Quality Substance Abuse Treatment in Ohio
Are you a federal employee, a former federal employee, or a family member of a federal employee? Do you have a GEHA health insurance plan? Do you require treatment at a drug and alcohol rehab clinic? Finally, are you trying to find a quality rehab in Ohio that accepts GEHA health insurance? If so, Prosperity Haven is the answer.
At Prosperity Haven, we are trained to provide you with the best possible care as you recover. We offer a wide range of services and treatment options, including dual diagnosis care, counseling, and holistic approaches to recovery. We also work to provide the utmost privacy and discretion as you navigate your recovery. By choosing Prosperity Haven, you’re choosing a path of peace, serenity, and sobriety.
Don’t let addiction run your life any longer. Reach out to Prosperity Haven today to learn more.
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